Risk Retention Groups (RRGs)

JLTIM is among the world’s foremost managers of risk retention groups (RRGs), a structure unique to the United States. RRGs, created by the Liability Risk Retention Act of 1986, are among the largest group captives in the world.

We understand the particular risks and requirements of RRGs, as well as the prejudices that sometimes make operating in some jurisdictions a challenge. Because we fully understand the nuances of federal and state regulations, we can help your RRG develop solutions unique to your situation.

Unlike other captives, which may require fronting to operate in states outside their home domicile, RRGs need only be licensed by a single state, or home domicile, and then notify other states to write direct business in their state. Federal law permits RRGs to write only liability insurance.